Financial Planning

Recently Incarcarcerated or have a criminal record?

We’re here to help.

About Our Financial Planning Resources

Reentry Partners of Mecklenburg County provides resources and assistance with financial planning for those with criminal records. Our goal is to help you plan for your future. Below you will find a list of resources provided by organizations located in Charlotte, NC.

Financial Resources

Common Wealth Charlotte

About Us:

Common Wealth Charlotte (CWC) provides Charlotte and Mecklenburg County an innovative and unique approach to financial capability-building for Charlotte’s low-income wage earners offered by no other organization. Through financial education coupled with NACCC® certified one-to-one counseling and access to specially designed re-banking and emergency loan products, CWC’s trauma-informed (TIFE) solutions meet people where they are. The result is less dependence on financial assistance, and a foundation for long-lasting change and enhanced opportunities for upward mobility. TIFE is an emerging best practice, incorporating a deep understanding and recognition of the physical, psychological, and emotional trauma caused by scarcity and experienced by Charlotte’s 150,000 – 200,000 people working full-time (or full-time equivalent) and earning 30-35% of area median income (AMI).

Our Goal: To assist individuals through workshops and counseling are provided on-location for more than 60 nonprofit, workforce development and county partners. We offer an environment of safety, trustworthiness, transparency, peer support, mutual respect, consumer choice, and culturally relevant discourse.

Need Help Finding a Job?

See a service you’re interested in?

Contact: Mary Quinn

Email : mquinn@commonwealthcharlotte.org

Below are the dates for our upcoming Empowerment Workshops.

Our Services

Empowering Through Financial Literacy

We offer free, virtual Empowerment Workshops to anyone interested in learning new ways to manage your money and credit. This one-hour class opens you up to our other services listed below.

access to banking

Once you attend the Empowerment Workshop, Common Wealth Charlotte will cover the $5 membership fee to open a new Charlotte Metro Credit Union account, if you qualify.

Free Financial Counseling

We encourage everyone to meet with one of our Certified Credit Counselors to review your credit report and financial plan. This service is free and the best way to ensure YOUR plan is designed for YOU!

Opportunity and credibility loans

Opportunity Loan– up to $750 with a six-month term and 1.5% prepaid interest can be used for financial emergencies, to pay off predatory loans, or to address priority items (e.g. evictions) that substantially affect clients’ credit scores.

Credibility Loan– $120 loan with a six-month term and 1.5% prepaid interest. With a monthly payment of $20, you can easily place a paid-in-full loan on your credit report.

The successful repayment of this loan can not only address the emergency need, but also increase your credit score.

Upcoming Events

Below are the dates for our upcoming Empowerment Workshops.

Participants only need to attend one, 1-hour session. Once completed, they are eligible to work with Common Wealth Charlotte staff one-on-one and apply for a loan through us; Opportunity Loan, Credibility Loan, and the Housing Loan.

Participants can also apply for an account through Charlotte Metro Credit Union and CWC will cover the $5 membership fee if the participant qualifies for the account.

The same Zoom address will be used for all meetings. There is no need to register.

Zoom address:

https://us02web.zoom.us/j/6492115184?pwd=cTd4VEV6U01scnFVUk5DS0c0RUpXUT09#success